LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$19.50
$19.50
$19.50
$19.50
$19.50
$19.50
$19.50
$19.50
$19.50
$19.50
$19.50
$19.50
$19.50
$19.50
$19.50
$20.10
$21.00
$21.60
$21.90
$22.50
$23.40
$24.90
$25.50
$27.00
$27.90
$29.40
$30.60
$32.40
$33.30
$34.80
$36.60
$37.80
$39.60
$42.00
$44.10
$46.20
$48.00
$51.30
$53.70
$57.60
$61.20
$64.80
$69.30
$74.40
$81.90
$88.20
$95.70
$108.00
$118.20
$131.40
$144.60
$159.60
$176.10
$194.70
$215.40
$238.20
$261.90
$315.30
$345.00
$377.10
$413.10
$452.40
$495.60
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$39.00
$39.00
$39.00
$39.00
$39.00
$39.00
$39.00
$39.00
$39.00
$39.00
$39.00
$39.00
$39.00
$39.00
$39.00
$40.20
$42.00
$43.20
$43.80
$45.00
$46.80
$49.80
$51.00
$54.00
$55.80
$58.80
$61.20
$64.80
$66.60
$69.60
$73.20
$75.60
$79.20
$84.00
$88.20
$92.40
$96.00
$102.60
$107.40
$115.20
$122.40
$129.60
$138.60
$148.80
$163.80
$176.40
$191.40
$216.00
$236.40
$262.80
$289.20
$319.20
$352.20
$389.40
$430.80
$476.40
$523.80
$630.60
$690.00
$754.20
$826.20
$904.80
$991.20
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$52.20
$53.40
$54.60
$56.40
$58.80
$60.00
$61.80
$64.80
$67.20
$69.60
$71.40
$75.60
$79.80
$82.80
$87.60
$91.80
$94.80
$100.20
$102.60
$107.40
$112.80
$118.20
$124.80
$130.80
$137.40
$145.20
$154.80
$163.20
$174.00
$184.20
$199.20
$216.00
$234.00
$253.80
$285.00
$313.80
$346.80
$381.00
$420.00
$462.00
$511.80
$564.60
$622.20
$686.40
$822.00
$900.00
$985.20
$1,077.00
$1,178.40
$1,289.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov